TATA CAPITAL LTD.

Overview:

Subsidiary of Tata Sons Limited

• Trusted and customer-centric, one-stop financial solutions partner. Caters to the diverse needs of retail, corporate and institutional customers directly or through its subsidiaries
• Headquartered in Mumbai, it has registered offices of its subsidiaries in Singapore and London

Housing Finance

• Primary offerings include Home Loans and Affordable Housing Finance Loans. Also given are Loans Against Property and Loans to Developers for constructing Residential and Commercial premises
• TCHFL is one of the first players in the industry to offer an end-to-end digital journey to its home loan customers, providing an e-sanction on the go.
• The idea behind Home Loan Online Journey is to provide our customers with values of trust, transparency, simplicity and service with a robust framework of innovation and security.

Commercial Finance

• Wide array of products and customized service helps small, medium and large corporates grow their business
• In-depth expertise to help customers keep pace with the changing marketplace and offer them appropriate solutions to meet their ever-growing financial needs
• Range of offerings includes Term Loans, Working Capital Loans, Channel Finance, Bill Discounting, Promoter Funding and Structured Products.

Leasing Solutions

• Asset Lifecycle Management solutions help companies remain asset light, reduce stress on capital budget and assist in using the equipment at a lower cost by mitigating the risk of ownership.
• Tata Capital Leasing solutions help provide the best solutions that suit the tax bracket of the company, the cash-flow and the business needs
• Leasing Solutions include: Operating lease, Finance lease, Sale & lease back, Vendor Programs, Structured deals for Capital goods, Office Technology, Banking Infra Solutions, Construction Equipment, Logistics equipment, Healthcare equipment’s and more.

Consumer Finance

• Mix of retail offerings in the areas of Consumer Finance and Investment Advisory services.
• These include: Home Loans, Auto Loans, Personal Loans, Business Loans, Education Loans, Home Equity, Loan against Securities, Consumer Durable Loans, Two Wheeler Loans, Commercial Vehicle Loans
• Strong front end and back end integration to offer a single window interface to the customer where the customer has a single Relationship Manager cutting across product lines.