BOARD OF DIRECTORS
Mr. AMAR LAL DAULTANI (CHAIRPERSON)
Mr. RAJENDRA KUMAR SETIA (MANAGING DIRECTOR AND CEO)
Mr. YASH SETIA (WHOLE-TIME DIRECTOR)
Mr. ANAND RAGHAVAN (DIRECTOR)
SK Finance Limited (formerly known as Ess Kay Fincorp Limited) is a prominent RBI-registered, non-deposit-taking systemically important Non-Banking Financial Company (NBFC) headquartered in Jaipur, Rajasthan. The firm specializes in providing comprehensive financial inclusion solutions, vehicle financing, and structured business loans to under banked and unbanked segments across semi-urban and rural India. Driven by robust internal credit assessment methodologies and expanding branch networks, SK Finance caters to retail borrowers, small business owners, and self-employed individuals, bridging credit gaps across multiple states.
The company's primary lending pillars include vehicle financing (commercial vehicles, pre-owned and new cars, tractors, and two-wheelers) and secured micro, small and medium enterprise (MSME) business loans. The company has scaled robustly through capital infusions from marquee private equity and global institutional investors, including TPG Capital, Norwest Venture Partners, Baring India, and Evolvence India.
Products of Company
- • Commercial Vehicle & Auto Loans: Financing options for new and pre-owned commercial vehicles, cars, tractors, and two-wheelers to support transport operators and individual commuters.
- • Secured Small Business Loans: Tailored credit facilities and working capital loans for micro, small, and medium enterprises (MSMEs) against property or business assets.
- • Construction Equipment & Machinery Loans: Specialized funding solutions for purchasing heavy machinery, infrastructure tools, and construction equipment.
- • Personal Loans & Home Renovation: Customer-centric retail credit products directed at lifestyle requirements, personal needs, and residential property upgrading.
Upcoming Projects
- • Geographical and Branch Network Expansion: Deepening penetration into Tier-3 and Tier-4 cities across central and western India to widen rural credit access.
- • Digital Lending & Automation Integration: Upgrading proprietary mobile application infrastructure, automated underwriting systems, and paperless digital onboarding loops.
- • Diversification of Borrowing & Portfolio Mix: Scaling up retail asset portfolios while optimizing funding costs through diversified institutional lending lines, domestic bonds, and debt capital markets.
Awards & Recognitions
- • Best BFSI Brand – 2026 by The Economic Times.
- • Best Pre-Owned Tractor Financer in India at the ITOTY Awards 2024
- • Best Use of WhatsApp Bot (Vehicle Finance) at the CX Excellence Awards 2024.
- • Fastest Growing Tractor Financer in India at the ITOTY Awards '23
- • Best Brand of 2023 by The Economic Times
- • Best Brand of 2022 by The Economic Times
- • Best NBFC Award at the Economic Times Rajasthan Business Awards.
- • Best Corporate Cash Management Services award by HDFC Bank
ANNUAL REPORT
NEWS
