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BOARD OF DIRECTORS

Mr.ADV. K.G. ANILKUMAR (CHAIRMAN & MANAGING DIRECTOR)

MRS. UMA ANILKUMAR (CHIEF EXECUTIVE OFFICER)

MR. M. N. GUNAVARDHANAN (INDEPENDENT DIRECTOR)

DR. RAJASHREE AJITH (DIRECTOR)

ICL Fincorp is an RBI-registered NBFC-ND-SI (Non-Deposit taking, Systemically Important) primarily operating in South India and expanding its presence nationwide. It focuses on serving the unbanked and under banked segments of society with easy and quick financial solutions.

Established in 1991 under the Companies Act, ICL Fincorp entered the non-banking financial sector (NBFC) with RBI approval the same year. It is a leading gold-loan oriented NBFC in South India, with a strong presence across Kerala, Tamil Nadu, Telangana, Andhra Pradesh, and Karnataka.

The company offers a wide range of services including debentures, insurance, money transfer, foreign exchange, gold loans, business loans, property loans, car loans, hire-purchase loans, and home appliance loans. Its branch network has grown from 163 to 188, including four branches of its subsidiary, Salem Erode Investments Ltd. ICL Fincorp is preparing for pan-India expansion.

Products of Company

• Core Financial Products (Loans): Gold Loans, Business Loans, Vehicle Loans, Loan Against Property, Hire Purchase (HP) Loans
• Investment & Financial Services: Non-Convertible Debentures, Insurance services, Money Transfer & Foreign Exchange
• Group and Associated Services: Tours and Travels (Subsidiary ICL Tour and Travels P. Ltd), Gold Trading & Financial Brokerage, Healthcare (Subsidiary ICL Medilab P. Ltd).

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Annual Report

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