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COMPANY NAME CAPITAL SMALL FINANCE BANK
NATURE OF BUSINESS BANKING & FINANCE
ISIN NO INE646H01017
FACE VALUE Rs.10/-
PROMOTERS SARVJIT SINGH SAMRA
COMPANY WEBSITE www.capitalbank.co.in
YEAR OF EASTBLISHMENT 2016
REGISTERED ADDRESS Asian Building, 17, R Kamani Marg, Ballard Estate, Mumbai – 400001.


BOARD OF DIRECTORS

Mr. Sarvjit Singh Samra (MD&CEO)
Mr. Madan Gopal Sharma (Part-time Chairman and Independent, Director )
Mr. Dinesh Gupta ( Non-Executive Director)

Capital Small Finance Bank Limited, India’s 1st Small Finance Bank, started operations on April 24, 2016.

Capital Local Area Bank, along with nine other entities, was granted in-principle approval by the Reserve Bank of India to set up ‘Small Finance Bank’ on September 16, 2015.

Capital Local Area Bank, the largest Local Area Bank in the country, before conversion to ‘Small Finance Bank’ has been into operations for last 16 years with excellent performance in all spheres. The Bank has been operating in three contiguous Districts of Jalandhar, Kapurthala and Hoshiarpur in Punjab for the initial 13 years In January 2013, the Reserve Bank of India accorded the approval for expansion in the Bank’s area of operation to two more Districts of Ludhiana and Amritsar in Punjab

The Bank pioneered in bringing modern banking facilities to the rural areas at low cost. The Bank introduced 7-Day branch banking with extended banking hours since its first day of operations. The focus to serve common man and the local touch advantage has given the Bank a competitive edge over other banks operating in the region. Within a short period, most of the branches become market leaders of their respective centres. The Bank is providing safe, efficient and service oriented repository of savings to the local community while reducing their dependence on moneylenders by making need based credit easily available.

The Bank transitioned from a Local Area Bank to Small Finance Bank with 47 Branches. In a short span, 103 new Branches have become operational, taking the total number of Branches to 150. After establishing a strong footprint in the state of Punjab, the Bank has now started expansion to the states of Delhi, Haryana, Rajasthan along with Union Territory of Chandiagarh.

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Financial Analysis ( ALL IN CR )

PARTICULARS 2021-22 2020-21 2019-20
REVENUE 578.2 511.4 458.1
TOTAL INCOME 632.4 557.3 501.1
EPS 18.38 12.03 7.48

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